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Poverty and ill health: the ugly bedfellows blighting millions of lives

Deprivation is robbing people of years of good health from their 30s onwards, driving people out of work and reinforcing poverty as they head towards retirement age. A huge new study by the Health Foundation shows the impact, as poverty piles pressure on NHS services. More than 14 million people in England now have more

2018-12-11T14:47:41+00:00Tags: |

The Continued Growth of Sustainable Investing

With $12 trillion now invested in the United States, sustainable investing is not just a trend, it's becoming part of the fabric of investing. That's my take after reading the Report on U.S. Sustainable, Responsible and Impact Investing Trends 2018, just released by the US SIF Foundation. At the beginning of the year, according to the

Why Retirement Is Broken And Needs To Be Reinvented

Retirement is the #1 financial worry with 65% of Americans worried about it and a majority thinking about it 4 times per week. The core problem is uncertainty - people have no idea how much they need, because we have created a system around building assets instead of income. We spend our lives saving up a big pile

Where next for ESG? A look at what lies ahead

If ESG tickets are now on sale at the box office, it’s the ‘E’ that’s got the main billing. Indeed, the transition to a low-carbon economy will dominate the sustainable investing story for some time to come. If estimates that the EU requires €180 billion in additional sustainable investment every year are to be believed,

New Buzz about a Malaria Prevention Drug

Most malaria drugs are designed to reduce symptoms after infection. They work by blocking replication of the disease-causing parasites in human blood, but they don’t prevent infection or transmission via mosquitoes. What’s worse, the malaria parasite is developing resistance to existing drugs. “In many ways, the search for new malaria drugs has been a search

2018-12-10T07:29:10+00:00Tags: |

Housing could play the biggest role in ending child poverty

It was Dr. Martin Luther King Jr. who wrote, more than 50 years ago, “The curse of poverty has no justification in our age.” Yet poverty continues, and quite often it’s children who feel the curse the most. One in three poor people in the United States is a child. This summer, a Bangor grandfather

This crowdfunding campaign lets you give capital to companies changing the world

The nonprofit impact investing fund Acumen just launched its first crowdfunding campaign. Dubbed #OneGreatIdea, the effort seeks to collectively raise at least $100,000 from Giving Tuesday donors who are interested in building companies that generate both social and financial returns. Tagline: “Fund the next great idea that will change the world.” Unlike traditional philanthropy, where donors may give

Adequate investment in child nutrition prevents poverty in adulthood – UNICEF

The United Nations Children’s Fund, (UNICEF) said adequate investment in nutrition will save no fewer than 33 per cent of Nigerian children from poverty in adulthood. This is one of the highlights of a two-day Media Dialogue with Journalists/Interface With On Air Personalities (OAPs) On Child Malnutrition In The Northeast, orgnised by UNICEF in collaboration

2018-12-09T09:22:41+00:00Tags: |

Empowering Nigerian women through sustainable energy

Ensuring that women and girls have energy access is not just about women’s rights, it’s a fundamental human rights issue. A number of quantitative and qualitative studies have shown that clean energy access is linked with better chances for girls to complete primary education and for women to earn better wages, while it also contributes

2018-12-09T09:22:31+00:00Tags: |

Workers in ESOPs Have Double the Retirement Savings

S Corporations are likely to be fully employee stock ownership plan (ESOP) owned, and S Corporation ESOPs, in particular, tend to prepare workers much better for retirement than other types of workplace retirement savings plans, according to the National Center for Employee Ownership (NCEO). ESOP participants have an average retirement balance of $170,326, more than

Why Social Entrepreneurs Are So Burned Out

Can entrepreneurs help address the society’s biggest challenges — without burning out? These are pressing questions. According to Deloitte, private businesses are increasingly expected to help solve the most challenging social problems of our times — health, poverty, and the promotion of sustainable development — in the absence of, or in conjunction with, government action. And

Slaying The Gasoline Car

Envision Energy will produce batteries for $100 per kilowatt hour by 2020, the Shanghai company's founder and CEO said at Stanford University, predicting the price will drop to $50 only five years later and end the reign of the internal-combustion engine. Envision's analysts realized they could achieve these goals after the company purchased Nissan's battery division earlier this year,  CEO Lei Zhang said

2018-12-07T07:00:36+00:00Tags: |

After The Fall: Income Inequality and the Great Recession

If there’s any point of agreement amongst the many ten-year anniversary eulogies of the 2008 recession, it is that at some point the crisis ended. The nearly nine million jobs that were lost in the crisis are just as cemented in the history as the most popular phone at the time — the Motorola RAZR. Disagreements remain on the

Callahan & Associates announces 100 percent employee-ownership model

After more than 30 years of contributing to the credit union movement, Callahan & Associates announces a new ownership model designed to allow the firm to continue to help credit unions build member value. By becoming 100 percent employee-owned, the organization solidifies its ongoing commitment to its employees and the credit union industry it serves.

The Rise of the Water-Energy-Food Nexus

Water, food, and energy are the most basic human needs and share a strong connection. Water is used to grow crops, drive hydropower generation, cool down thermoelectric power plants (generally fueled by coal, natural gas, or nuclear fission), and extract fossil fuels (e.g. through hydrofracking). Energy is required to extract groundwater, transport water resources where

2018-12-07T07:09:20+00:00Tags: |

Have You Thought About Your Business Succession Strategy?

Owners often wait until it's too late to consider various options, at which time the only answer might be selling the business to a third party, perhaps a .competitor or a private equity group. For some businesses, that last-minute strategy ends with success, but for many owners, that is not an acceptable or desired solution

Can US cities help the world achieve the Sustainable Development Goals?

Despite a crisis of confidence at the national level, a significant majority of Americans still believe in the ability of their local governments to deliver. This is good news, because U.S. cities are increasingly responsible for taking on local challenges with global implications, such as pollution, violence, climate change, and economic opportunity and security. Local

2018-12-06T18:11:13+00:00Tags: |

Can Utilizing Behavioral Change Theory Boost Financial Wellness?

Even though individuals know what they should do about money, decisions can be deeply emotional and many times they have trouble overcoming resistance to act on those decisions. But a new white paper suggests that the latest psychological insights combined with technology can help inspire employees to take action to improve their overall financial wellness.